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The progressive retirement scheme: an interesting end-of-career HR tool

Progressive retirement allows the employee to switch to part-time and receive all or part of his retirement pension (basic and supplementary pension). He continues to contribute and to accumulate rights and quarters, which will be accounted for when his pension is finally settled.

What are the conditions for benefiting from progressive retirement:

  • have reached the legal retirement age reduced by two years, without being able to be under 60;
  • prove of a duration of insurance and recognized equivalent periods of up to 150 quarters under the general scheme and, where applicable, under one or more other compulsory schemes;
  • justify a proportion of working time that cannot be less than 40% and more than 80% of the full time applicable within the company.

How to set it up:

An application form for progressive retirement must be completed by the employee, accompanied by supporting documents (in particular the new part-time employment contract concluded with the employer) and sent to the administration.

What’s the point?

Eligible employees can reduce their working hours and receive, in return, a fraction of their old-age pension (between 20% and 60% of the old-age pension, depending on the reduction in work applied , which can range from 80 to 60% of the working time applicable in the company).

Note: progressive retirement is also open, since April 26, 2022, to employees benefiting from a fixed-day agreement

Retraite progressive - Ressources Humaines